Precept Financial Services News

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Improve Your Cash Flow With Debt Management

What is debt management? What is its importance? What are the types of debt? And how does debt affect cash flow?  Continue reading to learn about the best debt management ...

End of Financial Year 2022 Newsletter

With the end of financial year approaching soon, it is a good time for you to think about the contribution options that may be available for you to take advantage ...
financial conference working table

5 Financial Tips for FIFO Workers

Once you land your dream FIFO gig, you then need to create a financial plan for your FIFO money. A financial plan provides clarity and reduces uncertainty around your finances. ...
Spring 2021 Newsletter

Spring 2021 Newsletter

The latest edition of our quarterly newsletter, Your Money Your Future, is now available. Read it here In this edition we discuss: the superannuation guarantee (SG), types of retirement pensions ...
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What You Need to Know About Carry-Forward Unused Concessional Contributions

If you want to boost your retirement savings, you may be eligible to make a carry-forward super contribution. However, many people overlook this opportunity since they do not know about ...
couple planning discussing about income protection policy

Income Protection Policy Changes: What’s In It For You?

Ageing brings several financial challenges, especially amid a pandemic. Whether you have been saving up for your retirement or already living your golden years, you need to get your finances ...
Young couple discussing with financial adviser about their aged parents finances.

Aged Care Financial Advice in Western Australia

Life can be unpredictable. That is why every person, especially the elderly, needs financial advisers to ensure they're ready for whatever lies ahead. Dealing with complex financial issues for the ...
Winter 2021 Newsletter

Winter 2021 Newsletter – Your Money Your Future

The latest edition of our quarterly newsletter is out now. This edition talks about: how insurance can help protect your loved ones, what capital gains tax is and the increased ...
financially free couple enjoying life

Understanding the Downsizer Super Contribution: Eligibility and Benefits

The downsizer superannuation contribution allows qualified older Australians to sell their property and use the proceeds to make a superannuation contribution. This way, they have more money as savings when ...

Autumn 2021 Newsletter – Your Money Your Future

The latest edition of our quarterly newsletter is now out. Read it here.In this edition we discuss: planning for retirement, the transfer balance cap and reviewing your personal insurance. Our ...

Summer 2021 Newsletter – Your Money Your Future

The latest edition of our newsletter is out now: YMYF Newsletter. Our articles cover a range of topics which we hope you will find interesting. We aim to keep you ...
Retired couple discussing age pension with financial planner in Perth

How to Maximise Your Age Pension: Tips From a Financial Advisor

The Australian Pension system has been set up in such a way that the more you earn, the less pension you qualify for. The same applies to assets whereby people ...
couple reviewing finances and retirement plans

Tips for Increasing Your Superannuation

Introduction You spend much of your life working to make a living and to prepare for a retirement that enables you to enjoy the best things in life. However, reality ...
financial planning

3 Things You Need to Know Before Starting a Financial Plan

Can you imagine a life with no outrageous credit card debt and a growing nest egg? Oh, and of course, having enough savings to splurge on a nice vacation or ...

How to Make an Investment Plan

Why invest? Investing your money is a nifty way to earn some extra passive income. It is called 'passive' because you can bring in cash though you aren't working. In ...

Key Components of Financial Planning

You probably have a wide range of long- and short-term financial goals, from building an education fund to planning for retirement. This is where a financial plan can help. We ...

Financial Planning for Property Investment

Financial Planning for Property Investment Property investment is vital to a wealth-building plan. Property is a common piece of investment advice. Aside from providing rental income, property offers a reasonable ...
retirement planning

How to Choose A Financial Planner For Retirement

Financial Planning for Retirement Enjoy your retirement to its fullest by being financially prepared for it. Is your nest egg enough to fund your lifestyle for the next thirty or ...
Self managed super fund

Self-Managed Super Funds

A Self-Managed Super Fund (SMSF) is a superannuation fund that is structured to provide benefits to the members upon retirement. This private fund is regulated by the Australian Taxation Office. ...

How Much Does Basic Funeral Cost?

Life is unpredictable, and one cannot predict when any loved one will depart, leaving behind friends and families. We bid farewell to those we love and care for at their ...
Wealth growth

Investment And Wealth Creation Strategies

Forming and implementing investment and wealth creation strategies is all about the future. Planning what financial steps you can take today to help create a better tomorrow is a forward-thinking ...

Why Is Financial Planning Important?

Wealth may not be everything but it can provide a certain sense of security. In a world where the future is uncertain, people cannot afford to be careless about their ...
best investment strategy for retirement

The Best Investment Strategy For Retirement

Our future begins today. The decisions we make in our younger years will dictate just how well we will be living during our retirement. Make sure that you do the ...
tips for living within your means

Top Ten Tax Minimisation Strategies

Top Ten Tax Minimisation Strategies There are top 10 tax minimisation strategies that you should not ignore in order to pay the least tax to your government. Let us go ...

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Residential Aged Care

Costs of Residential Aged Care

Basic Understanding of Residential Aged Care Fees Residential Aged Care refers to the facilities where older Australians can live in the later stages of life where they are often unable ...

Does Your Life Coverage Cover Funeral Costs?

Life Insurance To Cover Funeral Expenses Check out your life policy to see if the funeral expenses are covered and if it is the best plan for you. In Australia, ...

Property Investment Tips

Tips For Property Investors Property investment is a popular type of investment strategy for people in Perth who are looking to create a more secure financial future. Particularly in the ...
tips for living within your means

Tips For Living Within Your Means

Tips For Living Within Your Means It's easier said than done to live within your means; in other words, only spend as much as you have coming in each month. ...
Trauma Insurance

What Does Trauma Insurance Cover

What is Trauma Insurance? Trauma Insurance provides a lump sum payment to help you financially while you are recovering if you are diagnosed with a specific injury or illness. What ...
practice-of-the-year2

WA Practice of the Year

We are pleased to announce that Precept Financial Services has been awarded the Charter Financial Planning WA Practice of the Year. We see this as great recognition for our team ...
home sold

Tips for Property Investment

Rental investment has long been one of the favorite investments for many people. In spite of complex regulation (framing of rents, increase of the taxes), still so many people turn ...
budget

Steps for Successful Budgeting

To be comfortable with managing a budget, the first step is to learn to live within your means. By doing so, you put the odds in your favour from the ...
teens

Financial Tips for Your Teenager

It is not easy to learn how to manage your finances, especially since the topic is not often taught at school. You learn the basics of financial management on the ...

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